Payments

Credit and Debit Payment Cards | Available for All European Customers

We offer a quick and easy way to pay with the most popular debit and credit cards at the checkout of our online store. Stripe Inc. is the operator of the payment service and the payment service provider for card payments. You can pay in our online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services. Laatukoru (Stripe) is shown as the payee for card payments. Payment by card is made using a securely protected payment form and the payment card information is not stored in the online store's systems.

Read more about Stripe about data protection.

Invoice and Installment: Klarna - Pay Later and Klarna - Split payments | Available for Most EU Countries

Together with Klarna Bank AB (public) (head office address Sveavägen 46, 111 34 Stockholm, Sweden) we offer the following payment methods, where the payment is made directly to Klarna:

• Invoice: the payment period is 14 days from the delivery of the products. The Klarna invoice terms and conditions are available here
• Flexible payment in installments: you can pay your purchases flexibly in monthly installments, the size of which is at least 1/100 of the debt amount (however, always at least EUR 5.00 including interest on the remaining debt).

You can find more information about Klarna here and Klarna's terms of use here

Klarna processes your personal data in accordance with applicable legislation and Klarna's privacy statement.

Digital Gift Cards

Laatukoru's online store has gift cards for sale, which can be used to buy products. Digital gift cards only work in the Laatukoru online store. If you want to use the gift card you ordered from the online store in the physical store, please contact our customer service.

VAT-free purchases for European Business customers

We offer an option for all registered businesses in Europe to purchase VAT-free at our online store! If you have a registered business in the EU-area and have a valid VAT-number, you can get the Finnish VAT 24% deducted from your purchase.

To purchase without VAT 24%, please click "business customer" when adding products to cart. Then at a separate cart page, add your valid VAT-number and after it has been confirmed, proceed to checkout to complete the purchase.